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Fireworks, Food and Fun! Your Ultimate Guide to the Fourth!

July 1, 2022 by cdiez Leave a Comment

Independence Day is just around the corner! That’s why this month’s newsletter is dedicated to local events, parades, and patriotic happenings taking place in and around the Sacramento area. We’re also sharing a few of our favorite recipes that you can whip up in no time for your Fourth of July bash. And last but certainly not least, we take a look at the current real estate market to see what’s in store for buyers and sellers this summer.

Looking for ways to celebrate the Fourth this weekend? Click on the below links for an unforgettable lineup of fireworks and fun!

Sacramento County:

Rancho Cordova Fourth of July Celebration (July 3rd – 4th): The Rancho Cordova Fourth of July Celebration returns with a one-mile road race and parade down Coloma Road. There will also be carnival rides, concerts, and fireworks at Hagan Park. The fireworks display will take place at 9:45 pm on both Sunday and Monday. Tickets can be purchased online. Click here for additional information.

Salute to the Red, White, & Blue in Elk Grove (July 4th): Join Elk Grove as they salute the red, white and blue! Festivities begin at 5 pm. A “Let Freedom Ride” bike parade will start at 6 pm, which will be followed by a performance by Sacramento cover band Apple Z. The fireworks display will be set to the soundtrack from 94.7 The River and will start at 9:40 pm. Click here to learn more!

Folsom Pro Rodeo (July 1st – July 3rd): Yee-haw! The Folsom Pro Rodeo is celebrating its 60th year. Along with non-stop rodeo action, there will be nightly fireworks displays starting at 10 pm. Click here for a full schedule of events and get your rodeo tickets here.

Fourth on the Field at Sutter Health Park (July 4th):  Get ready for food trucks, fireworks, and family fun! Attendees are able to enjoy a picnic out on the outfield as well as access to vendors, 19+ food trucks, and a wide assortment of beverages. Fireworks will begin at 9:30 pm. Field access general admission costs $12. For the 21+ club level admission, tickets cost $20. Visit rivercats.com to plan your outing!

Red, White, & Blue Celebration in Carmichael (July 2nd): Carmichael’s Red, White, & Blue Celebration returns on Saturday, July 2nd, and will be held at the La Sierra Community Center at 6:30 pm. Food trucks and the Beer Garden will open up at 6:30 pm. There will also be a FREE kid zone and a live band performance featuring the Great Wilde Open, beginning at 7 pm. Fireworks are set to begin at 9:30 pm. Click here to learn more!

Arden Park July 4th Bike Parade and Festival (July 4th): If you love parades, visit the Arden Park Recreation and Park District for their annual Bike Parade and Festival. The parade starts at 10 am and afterwards, you can enjoy live music, food, and a kid zone with giant inflatables throughout Arden Park from 11 am to 1 pm. Free admission includes the pool too. The hot dog and hamburger meals are available for $5 and $6, respectively. Learn more here.

Placer County:

Roseville’s Fourth of July Parade & Fireworks (July 4th): Celebrate the 4th in Roseville! The parade begins at 9 am along downtown Roseville. Fireworks will take place at the Grounds. Gates open at 4 pm with seating at the grandstand being first-come, first-serve. Admission is free, but parking is $10. There will be activities and concessions. Fireworks will begin between 9:15 and 9:30 p.m. Click here to learn more!

Kings Beach Drone Fireworks and Beach Party (July 3rd): The 41st annual July 3rd Beach Party will feature the first-ever drone light show in North Lake Tahoe! The party takes place at Kings Beach State Recreation Area starting at 7 pm and is open to all ages for free. Enjoy three delicious food vendors, and a beer/wine garden as well as a dazzling drone light show display at 9:30 pm. You can buy preferred seating located at the North Tahoe Event Center here. Click here for more information.

Lincoln 4th of July Celebration (July 4th): Join the Lincoln community for a family-friendly and FREE event at McBean Memorial Park! Activities include a pancake breakfast, parade, annual horseshoe tournament, vendor booths, a kid zone, concerts, a baseball game, and much more! Click here for more information.

Celebrate America 2022 in Rocklin (July 1st – 2nd): Destiny Community Center in Rocklin is hosting a two-day celebration for the Fourth of July weekend. Doors open at 4 pm on July 1st. Twin Oaks Park will be filled with music, food, and a kid zone. This event boasts one of the largest fireworks displays in the area, along with a military flyover demonstration. Fireworks start at 8 pm. Click here to plan your weekend!

El Dorado County:

Annual Fourth of July Family Blast (July 4th): Celebrate the 4th in Placerville! The El Dorado County fairgrounds has a wide range of festivities – from carnival rides and live music to face painting and a festive fireworks display. Gates open at 3 pm. There will be live music with Dream and the Dreamer from 6 to 10 pm and fireworks will start after dark! Click here for the cost of admission and to learn more.

Lights on the Lake Fireworks (July 4th): The “Lights on the Lake” fireworks show, named one of the country’s top Fourth of July celebrations, is set to take place along the South Shore of Lake Tahoe on July 4th. The show is scheduled to begin at 9:45 p.m. The fireworks are visible from all over town. Click here for a roundup of places to see the show.

Are you hosting a Fourth of July bash at home with friends and family? While barbecuing is a given, you can sweeten up your celebration just a bit more with these fabulously festive apps, drinks, and desserts!

Patriotic Appetizers:

  1. Patriotic Trail Mix: Nothing says “Happy Fourth” like this simple yet delicious trail mix recipe, which is loaded with mini marshmallows, M&Ms, and licorice. Get the recipe here.
  2. Fourth of July Brie: While you’re waiting for the grill to heat up, this Fourth of July Brie is a must! Because who doesn’t love fresh fruit paired with warm cheesy goodness? Learn how to make it here.
  3. Watermelon Strawberry Caprese Salad: Looking for something light and refreshing? Try out this easy-to-make, star-studded Watermelon Strawberry Caprese Salad.
  4. Red, White, & Blue Sliders: They may be miniature, but these sliders are jam-packed with bold flavor thanks to a magical combination of strawberries, blue cheese, and hamburger patties. Not a fan of blue cheese? Swap out for swiss or jack. Get the recipe here.
  5. American Flag Veggie Tray: There’s nothing more patriotic than an American flag veggie tray! Learn how to assemble it here.
  6. Fireworks Pasta Salad: This pasta salad will have your taste buds creating their own fireworks show! This recipe takes a fiery twist on traditional pasta salad with the help of spicy dill pickles and an extra dose of heat in the dressing. Make it here.

Sparkling Beverages: 

  1. Red, White & Blue Frozen Sangria: What’s better than a frozen slushy? A red, white, and boozy one…This adult beverage is naturally flavored and is sure to be a hit at your Fourth of July celebration! Get the recipe here.
  2. Rocket Jello Shots: Jello just got an adult makeover thanks to this sparkling recipe! See how to make Rocket Jello Shots here!
  3. Blackberry Mojito: Beat the heat with this refreshing Blackberry Mojito!
  4. Red, White & Blue Wine Spritzer: Another refreshing favorite is this wine spritzer packed with blueberries, strawberries, and of course, some white wine of your choice. Learn how to make it here.
  5. Sparkling Cherry Limeade (Non-Alcoholic Drink): This delicious mocktail is a must for your party – and the kids will enjoy it too! Get the recipe here.
  6. 4th of July Mocktail: This 4th of July mocktail is loaded with fresh juice, seltzer, and fruit to create the ultimate drink for all guests to enjoy. Make it here.

Dazzling Desserts:

  1. Firecracker Milkshake: Kids will go crazy over these decadent (and festive) Firecracker Milkshakes. You can add toppings like hot fudge or strawberry sauce for a little extra flavor! Check out the recipe here.
  2. Mini Stars Berry Pies: These adorable miniature cherry-berry pies are packed with flavor and an assortment of cherries, strawberries, and raspberries. Top with ice cream and enjoy! Get the recipe here.
  3. Star-Spangled S’mores: Nothing screams summer like s’mores. This patriotic version is a delicious way to enjoy Independence Day! Click here to make your own batch.
  4. Brownie Flag Cake: Who doesn’t love ooey-gooey brownies? You can use the homemade brownie batter recipe or a mixed box. Topped with fresh blueberries, strawberries, and vanilla frosting, this brownie cake is sure to be a real hit with guests! Learn how to make it here.
  5. Patriotic Popsicles: Fourth of July and popsicles go hand in hand. Learn how to make this patriotic dessert here.
  6. Dipped Ice Cream Cones: Ice cream anyone? This summer staple is taken to the next level with red, white, and blue hand-dipped cones. Add sprinkles and scoop in your favorite ice cream for the ultimate treat! Click here for the recipe.

Good news for buyers. According to recent housing statistics, it looks like the Sacramento real estate market is finally taking a breath. For the first time in nearly two years, the number of homes for sale in the market has surpassed one month’s worth of inventory. As of June 27th, nearly 40% of all active listings have had a price drop. Median prices are still going up slightly, but price reductions on individual homes for sale are becoming far more common.

“I think we’re in a place where we’ve legitimately shifted and we’ve said goodbye to the most aggressive market ever,” Sacramento appraiser and real estate market analyst Ryan Lundquist said. Local real estate experts expect the market to continue its modest pace through the summer and into the fall. Read the full article here.

Filed Under: Real Estate News, Sacramento Lifestyle Tagged With: 4th of July 2022, fair oaks real estate agent, fair oaks realtor, living in carmichael ca

The Most Popular Home Upgrades Of 2020

January 12, 2021 by cdiez Leave a Comment

2020 saw people spending more time at home than ever—and, for many homeowners, all that time at home drove them to tackle a variety of home upgrades.

But which upgrades proved the most popular over the past year?

A recent article from Apartment Therapy asked designers and contractors to share their most-requested home upgrades of 2020. Some of the year’s most in-demand upgrades include:

Kitchen banquettes. Homeowners spent most of 2020 cooking and eating at home—and, as such, kitchen banquettes, which make for a stylish, personal, and cozy space to share meals, were among the most requested home upgrades this year.

Sanitizing stations. Because proper sanitation was so important in fighting COVID, 2020 saw many homeowners requested “sanitation stations” in their entryways—complete with storage for hand sanitizer, gloves, mask, and other sanitation essentials.

Functional closets. With many people spending the majority of their time at home in 2020, no one wanted to stare at a messy, disorganized closet—which is why renovations to make closets more organized, functional, and streamlined were among the most requested home upgrades in 2020.

So, what does this mean for you? If you’re thinking about upgrading your home, these in-demand upgrades are a great place to start—and if you’re thinking about buying a property in 2021, make sure to keep an eye out for these upgrades.

Filed Under: Home Improvement Tagged With: carmichael ca first time home buyer, carmichael ca real estate agent, carmichael ca realtor, living in carmichael ca, Popular home upgrades

7 Amenities for a Winter Wonderland…

November 3, 2020 by cdiez Leave a Comment

Putting your home on the market this winter? Set the stage by evoking a warm and welcoming vibe that makes would-be buyers want to hang up their coats, kick off their boots, and stay awhile. The following are amenities that prove winter really can be the most wonderful time of the year.

1. Fire pit

Create a covetable outdoor space with the help of a fire pit. Whether it’s made of stone and serves as a permanent fixture or is a movable and affordable centerpiece for backyard S’mores-making, adding the element of fire ups the charm factor immediately.

2. Hot tub

Wait, is this a home or a five-star resort? Watching steam rise from a frothy hot tub on a chilly afternoon or evening makes anyone want to move right in! Giving a place the spa treatment, will remind home-shoppers that with this luxurious item on the premises, winter can last as long as it likes.

3. Home theater

Especially during the winter, playing up the ability to have a blast indoors does wonders for buyers’ peace of mind (more so if they’re parents). A home theater, even on a smaller scale (think flat screen and an old-fashioned popcorn maker), helps visitors envision themselves and their families spending time indoors and in style.

4. Fireplace

It’s almost impossible to resist the hypnotic allure of a roaring fire. If a home has this feature, by all means, strike a match and watch that property heat up!

5. In-home wine bar

Baby, it’s cold outside — so why leave the house? This wine bar is one way to keep spirits merry and bright. It also conjures up thoughts of hosting holiday parties and gatherings as new owners envision celebrating and showing off their place.

6. Hot cocoa bar

On the other end of the spectrum, but no less festive, a hot cocoa bar offers a sweet welcome all ages can enjoy. Placed in the kitchen, dining room, family room, or foyer, this treat station makes you feel comfortable and right at home.

7. Highlight energy-efficient upgrades

In addition to being comfortable temperature-wise, if a home is as energy-efficient as possible, that’s something buyers will definitely want to know — and remember. Creating a list of any upgrades to windows, doors, HVAC units, and the roof, as well as the installation of energy-saving appliances, means more money in buyers’ pockets and less going out the window.

Filed Under: Home Improvement Tagged With: carmichael ca homes for sale, carmichael ca real estate agent, carmichael ca realtor, living in carmichael ca, winter wonderland

Cozy Up Your Outdoor Space This Fall

October 20, 2020 by cdiez Leave a Comment

In the midst of the pandemic, many people in the US spent more time enjoying their home’s outdoor space than ever before.

But as we move further into the fall, how can you adjust your space so you can still enjoy plenty of time outdoors—even as temperatures continue to drop?

A recent article from realtor.com outlined different ways to make your outdoor space more usable in colder weather, including:

  • Add a fire pit…A fire pit will not only make for a warmer outdoor space, but the fire also adds a cozy ambiance that can make your space feel more inviting in the colder months.

  • …or heat lamps. If you don’t want to have a fire pit in your backyard, you can also add extra heat with a few strategically placed heat lamps. For maximum warmth, make sure to arrange heat lamps near your seating area.

  • Add extra lighting. It doesn’t just get colder in the fall and winter months—it also gets darker. There are less hours of daylight during the fall and winter, so adding extra lighting to your outdoor space is a great way to make it usable all year-round—including on those days when the sun goes down at 4pm.

Just because the days get a little shorter and colder, doesn’t mean you can’t enjoy the outdoor portion of your home still!

Filed Under: Home Improvement Tagged With: Carmichael CA, carmichael ca real estate agent, carmichael ca realtor, Carmichael fall, living in carmichael ca

Your October Newsletter is Here! 

October 14, 2020 by cdiez Leave a Comment

Halloween will look a little different this year, but that doesn’t mean you can’t entertain your own ghosts and ghouls at home! Check out this month’s newsletter for some festive (and social distance approved) entertaining ideas, recipes, and tips that will haunt your loved ones for years to come…in a good way of course.

Enter if you dare! Try out these frighteningly fun decorating ideas to stop even the bravest member of your household dead in their tracks.

Attack of the Spiders

Spooky Apothecary Jars

Frightful Foyer

Bleeding Halloween Candles

Halloween Tablescape

Bones and Bodies

Haunted Mirror

Add Cob Webs

Incorporate Spooky Plants

Monster Halloween Door

Tombstone Yard

Floating Witch Hat Luminaries

DIY Pumpkin Luminaries

Decorated Tree Branches

Buried Bannister

Specimen Jars

Plaster Hands

DIY Witch Leg Chandelier

Don’t leave your guests rolling in their graves all because of a bad music playlist…Try out one of the below Halloween playlists to match the occasion!

YouTube Halloween Hits from the 80’s

Disney’s “This is Halloween” Playlist

Spotify Halloween Playlists

Pandora Halloween Playlist

Grab the popcorn, cozy blankets and turn on your favorite Halloween flick on one of the below streaming services!

Netflix Line-Up

Hulu Haunts

Amazon Picks

Disney Plus Magic

TV Classics

You don’t need a spell to whip up some delicious “boos”. These creative concoctions (and fun mocktails) will get everyone into the holiday spirit in no time!

Adult Cocktails –

Potion De Muerto Cocktail

Sweet Poison Cocktail

Smoking Blackberry Sage Margarita

Shimmery Liqueur Cocktail

Eye Ball Martini

The Vampire Cocktail

Halloween Pumpkin Punch

Black Sangria

Mr. Hyde Potion

Candy Corn Jello Shots

Bleeding Heart Martini

Purple Witches Brew

Shrunken Heads in Cider

Mocktails –

Hocus Pocus Halloween Fizz

Swamp Juice

Creepy Shirley Temples

Goosebumps Punch

Little Monster Mocktail

Pumpkin Butterbeer

Sparkling Pumpkin Pie Mocktail

Purple People Eater Punch

Slow Cooker Vampire Punch

Wondering what to brew up in the kitchen? See below for some serious food inspiration that will have your little monsters “dying” for seconds!

Jack-o-Lantern Pot Pies

Black and Blue Mac & Cheese

Spider Web Pizza

Eye Ball Pasta

Turkey Eyeballs

Halloween Stuffed Peppers

Pumpkin Bread Rolls

Pumpkin Chowder

Pumpkin Cannelloni with Sage Brown-Butter Sauce

Pumpkin Risotto in Hollowed-Out Pumpkin

Spooky Short Ribs

Cider Scalloped Potatoes with Smoked Gouda

Batty Chicken Wings

It’s all treats and no tricks here! From bewitching breadsticks to spider cookies, we have a delectable line-up of homemade appetizers and treats that are “to die” for.

Apps –

Puking Pumpkin

Mummy Dogs

Bewitching Breadsticks

Spooky Spider Deviled Eggs

Skull Veggie Platter

Elegant Meat & Cheese Board

Terrifying Skeleton Cheese Platter

Halloween Ghost Fruit Kabobs

Ghostbusters Green Slimed Popcorn

Halloweeno Poppers

Monster Munch Party Mix

Pumpkin Cheeseball

Desserts –

Strawberry Ghosts

Spider Cookies

“Poison” Apples

Screaming Pretzels

Cake Pop Eye Balls

Rice Krispie Treat Monsters

Dracula Dentures

Spider Web Cake

Hocus Pocus Inspired Smore Pops

Haunted Halloween Brownies

Jack O’ Lantern Bowls

Blood Drip Cupcakes

Mummy Apple Pie

Witch’s Hat Cupcakes

Graveyard Chocolate Cheesecake Dip

While large gatherings are discouraged during this time, you can still drop off some “parting” favors for your friends and family to remember for all of eternity… We’ve got you covered with some creative finds below.

DIY Halloween Smore Kit

Ghostly Grub Treat Bag

Witch’s Broom Favors

Monster Slime

Monster Cookie Kit

Bugs & Kisses Treat Bag (Include Hershey’s kisses)

DIY Candy Corn Hot Chocolate on a Stick

Trick-or-treating is going to look different this year due to the coronavirus pandemic, but that doesn’t mean you should hang up your costume just yet.

Trick-or-treating is not impossible under Sacramento County Public Health’s (SCPH) new guidelines. The county says that trick-or-treating with modifications will be the way to do it this year. Click here to learn more.

Filed Under: Home Improvement, Sacramento Lifestyle Tagged With: carmichael ca homes for sale, carmichael ca real estate agent, carmichael ca realtor, living in carmichael ca, October Newsletter

What your Credit Score Should Be to Buy a House?

September 24, 2020 by cdiez Leave a Comment

From my own experience, even what would be considered a “not great” credit score may still qualify to buy your dream home. What I have learned over the years is that each lender has different capabilities. There may be 10 lenders that won’t give you a loan based on a low credit score and another 10 that will.

Ashley Sutphin gives us a good update on credit scores and purchasing homes with a large range of scores.

What credit score do you need to get a home loan? While specifically, it can vary, there are certain things you should know before you apply for a mortgage to ensure you’ve put yourself in the best possible financial position.

Factors Impacting Your Credit Score

Before you explore specific loans, pull your credit report. You can look for errors that may need to be corrected and get a better idea of what you can do to improve it.

The factors that play a role in your credit score include:

• Payment history: This is the main factor of a credit score, making up about 35% of your score. Your payment history is simply whether you pay your bills on time or not. Any creditors you have will report your activity every month to major credit bureaus. One or two late payments probably won’t have a big impact, but a pattern of late payments will.

• Debt: The amount of debt you owe across the board makes up around 30% of your score. Debt is also called your credit utilization ratio, and it looks at how much debt you’re using versus what’s available to you.

• Credit age: Making up around 15% of your score is credit age. The longer you have accounts on your credit history the better, as long as they’re in good standing. If you have old accounts, keep them open if possible because this will affect your average credit age.

Other factors that are relevant in your score are your account mix, which is the type of credit accounts you have, and credit inquiries. Credit inquiries are pulls of your report that lenders do before extending financing.

Your credit score is important not only because it determines whether you get financing for a home, but also the interest rate you’re offered.

The following are typical ranges for credit scores:

• Anything below 580 is considered very poor• A fair score is one ranging from 580 to 669
• A good credit score might range from 670 to 739
• An excellent score is between 740 and 799
• Anything 800 and above is considered exceptional

Conventional Loans

If you’re applying for a conventional loan from a bank or a similar type of lender, you will usually need at least a 620 to qualify.

Conventional home loans follow Freddie Mac and Fannie Mae’s standards.

While 620 is the minimum, having that score doesn’t mean you’ll be approved for a home loan. An excellent score is usually considered 740 and above, and with an excellent score you’ll likely not only qualify for a conventional home loan but you’ll also get a competitive interest rate and you may have a lower down payment requirement.

VA Loans

The U.S. Department of Veterans Affairs insures VA loans. They’re available to certain servicemembers and veterans of the U.S. Military, as well as spouses of military members who died while on active duty.

The minimum credit score for a VA loan is likely to be around 620, although this can vary, and there’s no set minimum score.

FHA Loans

Insured by the Federal Housing Administration, FHA loans are less risky for lenders so you may find it’s easier to qualify. The minimum score for an FHA loan with a down payment of 3.5% is 580. If you’re paying at least 10% for your down payment, there’s no minimum required credit score.

If you have an FHA loan originated by a private lender, each will have its own minimum requirement for credit scores.

Click here for the rest of the article

Filed Under: Home Improvement Tagged With: Carmichael CA home loans, carmichael ca homes for sale, carmichael ca real estate agent, carmichael ca realtor, credit scores, living in carmichael ca

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Craig Diez

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