Join forces with Diez & Sigg Properties and Silver Oak Funding to help save the lives of thousands of animals at this year’s Doggy Dash Event, benefiting the Sacramento SPCA.
The health and safety of our community continues to be a top priority so this year’s event is a VIRTUAL experience! Just because we won’t be walking side by side, doesn’t mean we can’t still walk together to save more lives!
On June 27, walk around your neighborhood with your pup, hit a local park or trail, or get creative at home with your pooch. The Sacramento SPCA will be kicking off the walk LIVE on Facebook and you will be able to share your photos, videos and participate in activities throughout the day! You will still see some of their famous Bark in the Park games and contests to participate in right at home! They will be tracking all the fun using the hashtag: #DASHRELEASHED
Ways You Can Contribute: If you would like a Doggy Dash T-shirt, you can register under our team as an individual. Click here to view our team page. Click on this direct link to register as an individual under our team.
NEW T-SHIRT DEADLINE: June 5 is the LAST day to guarantee your shirt size! Your registration fee will make a difference for the animals who continue to need our help during the COVID-19 crisis.
Set yourself up for success by using these five tips when buying a house:
Repair and Build Your Credit
This is a step that has to be done before you start negotiating rates and looking at houses. If you have a lot of debt to pay off you will need to start paying it off or find some way to repair your credit. You want a good credit score because that will allow you to get better rates on a mortgage.
If you do not own a credit card you will want to get a credit card. You can start out with a nice credit card for beginners that will not cost you anything. All you have to do is pay off the credit card monthly. Use it for purchases that you would normally make such as gas and rent. Instead of using your debit card or cash use your credit card and pay it off on time.
To buy a house most people need to take out a mortgage, which is a loan specifically meant to buy a house. Most people will not be able to pay 200,000 plus dollars in one payment so they take out a mortgage and pay that off throughout the years.
You are going to need some kind of down payment to get the mortgage that you want. Typically anywhere from a 15 to 20 percent down payment is what banks and lenders are looking for when issuing a mortgage. There are zero percent down mortgages but, as with any loans, there are pros and cons to them.
Find a Realtor
You do not have to have a realtor but a lot of people do not know a lot about home buying so they hire a real estate agent. There are perks of using a real estate agent such as not having to deal with a lot of the paperwork. Real estate agents are great if you are too busy to do all of the nitty gritty work of buying a house. They are also great if you are brand new and not really sure what to do.
Click here for full article